After losing my husband, I focused on using his life insurance to ensure stability for our two kids. While no amount of money could replace him, it provided for their future and our needs. However, things quickly turned sour when my in-laws started demanding some of the insurance money for my husband’s grandparents. Despite their minimal involvement in our lives, they claimed my husband would have wanted me to help them.When I refused,

explaining the money was for our children’s future, the guilt-tripping began. My mother-in-law accused me of being selfish and dishonoring my husband’s memory. The pressure escalated, with constant calls, texts, and surprise visits. Things reached a breaking point when my daughter was pulled into their manipulation,asking why we weren’t helping her great-grandparents.I finally stood my ground, but now I’m the family scapegoat. My mother-in-law has spread rumors that I’m hoarding money,
and some relatives have stopped speaking to me. I’m left wondering if they’ll take legal action or continue using my kids to guilt-trip me. All I want is to protect my husband’s legacy for our children, but I wonder—am I the bad guy?